How Growthy Actually Works
Pattern learning. Confidence scoring. Triage review. No bank rules. No black box.
Three mechanisms, zero magic
Pattern Learning
Growthy stores YOUR categorization history per client — not a generic model trained on someone else's books. First import: 85% accuracy. Every correction you make improves the next import.
- 85% accurate on first import
- Learns from every correction you make
- What Growthy learns about one client's books never affects another
- Accuracy improves every month
Confidence Scoring
Every transaction gets a score. Green means go. Yellow means check. Red means decide. You see exactly why.
- Green example: "96% confidence — matches 14 previous Home Depot transactions"
- Yellow flag example: "61% confidence — ACH with no description, 3 vendors match this pattern"
- Typical 247-transaction import: 13 yellows/reds, 234 greens
- Nothing syncs until you approve it
Triage Review
Keyboard-driven review. Full month of books in 15-20 minutes instead of 2-3 hours. You stay in flow.
- Approve with ↵. Flag with F. Skip with →.
- Navigate with ↓/J and ↑/K
- 15-20 min full review vs. 2-3 hours manual
- Review queue shows only what needs judgment
How Growthy compares
What Growthy doesn't do
Doesn't replace QuickBooks
Growthy works with QuickBooks. Your client keeps their existing QBO subscription. We categorize; QBO stays the system of record.
Doesn't reconcile your books
Growthy categorizes transactions. Reconciliation is still yours. We're solving the categorization bottleneck, not the whole workflow.
Doesn't guess on hard stuff
Stripe net/gross splits, loan principal vs. interest, no-description ACH — Growthy flags these. You decide. Deep dive: /topics/ai-bookkeeping
Doesn't claim perfection
85% on first import. You review everything. That's the deal. We'd rather be honest than oversell.
See it work on your client's data.
Free during alpha. No credit card. Cancel anytime.